What is the difference between WeChat Pay and Alipay?

WeChat Pay and Alipay can both be used for almost all of the same things, however, the main difference between WeChat Pay and Alipay is that WeChat Pay is an in-app feature of the social media app WeChat whereas Alipay is a dedicated smart and mobile payment system . WeChat Pay is more of a social app which is used to navigate daily tasks, whereas Alipay is more focused towards e-commerce and financial products.

Can WeChat transfer money to Alipay?

Yes, you can transfer money from WeChat Pay to Alipay. However, this feature only works if you have a Chinese bank account.

Can you use WeChat Pay without a Chinese bank account?

Yes, as of November 2019, you can now get WeChat Pay without a Chinese bank account. You are now able to add a foreign credit card to WeChat Pay, however, this does restrict what you can use WeChat Pay for and some features will not be available to you.

Can you use Alipay without a Chinese bank account?

Yes, you can now use Alipay without a Chinese bank account. Foreigners without a Chinese bank account can top up an e-wallet called a "Tour Card" using their foreign bank card. As of 2023, you can also link international cards to your account. Read our full guide on Alipay for foreigners .

Can I use WeChat Pay in China?

Yes anyone can use WeChat Pay in China. You can link your Chinese bank account, or if you don't have one you can now link a foreign credit card.

Can foreigners use Alipay outside China?

No, currently only mainland Chinese citizens with a Chinese ID number can use Alipay outside of China.

Can I use Wise in China?

Yes you can. With Wise you can convert many currencies to CNY and then use it in China. You can get a free Wise card here .

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